For Unemployed Parents Preparing for the Fourth Quarter of 2020

Michael Bordonada
Published May 3, 2024


Women are three times more likely than men to be unemployed as a result of the covid-19 pandemic. Women are more likely to be home navigating online classrooms with their children. Unemployed parents staying at home with their children worry where they will get their next mortgage payment leaving 36.9% anxious and upset. Working women with children lack the money to buy all the groceries for their household for the next four weeks and 32.3% of them are worried about their children's future.
 

The U.S. Census Household Pulse Survey


The U.S. Census Household Pulse study reports that 3.9 million children in the United States live in households with insufficient food, and 11.8 million children live with parents who applied for a deferment of their mortgage or rent because they can't afford to pay due to Covid-19-related unemployment. At least 1.3 million children in the United States may need emergency food and shelter.
 

Overwhelmed Parents Can Earn Extra Money Online


You can develop new skills inexpensively online and supplement your income with an online job. You can become an illustrator if you and your children master 3D paint together. If you ever enjoyed writing, you may enjoy an online writing job. At Udemy online, you can learn anything you want from anywhere at any time for as little as $12. Imagine learning marketable skills online leading to your first $100 for quality illustrations, memorable writing, or photograph collections.
 

Self-Employed Parents Struggle to Recover Financially


Self-employed workers face unique financial challenges, leading 13.9% of small business owners in some states to seek emergency food. The small business owner's education level appears to be corelated with food insecurity: 25.2% with only high school diplomas needed free groceries while only 6.4% with a college education needed free meals.
 

Online Arbitration and Mediation


The American Arbitration Association (AAA) offers arbitration and mediation services rather than a third-party lawsuit during the COVID-19 pandemic. The nonprofit American Arbitration Association helps lawyers, individuals, corporations, and government agencies reach fair and impartial settlements without a protracted lawsuit. The AAA understands your problems, knows the outcomes of proposed solutions, and answers questions 24 hours each day seven days each week.
 

U.S. Bankruptcy Court Due to the Pandemic


United States bankruptcy rules under the Coronavirus Aid, Relief, and Economic Security (CARES) Act allow debtors in Chapter 13 bankruptcy to pay their debts over seven years if the pandemic caused your financial hardship. Bankruptcy is a beginning toward a secure financial future.
 

Probate Problems As a Result of Pandemic


If a member of your family was diagnosed with covid-19 or died suddenly without a will, you are suddenly faced with complicated probate issues, such as, the succession of a business, child custody, child financial support, and administration of your family member's estate. You owe the deceased's medical bills and burial expenses, and you need a probate lawyer while the courts are closed.
 

Pandemic-Related Financial Problems


You may be able to solve your pandemic-related financial problems online through the nonprofit JAMS website. The nonprofit JAMS Foundation invested $10 million in resolving conflicts nationally and internationally through alternative dispute resolution. You can watch webinars on the JAMS website to get familiar with their video conferencing platform.
 

Digital Inequality in Distance Learning


Low socioeconomic status households lack the resources to connect to the internet and learn online. Under the best of circumstances, the internet fluctuates, is down for repairs, or devices need to be charged. In households with annual incomes of less than $50,000, only 65.8% of the children accessed online learning. Children living in low income households were 21% more likely to require paper assignments and tests. Some parents expressed severe frustrations at the beginning of the pandemic as their children lost access to school, sports, and friends.
 

Training for Youth Sports


Youth participation in team sports still requires the approval of your governor and your state health department, but it is possible to prepare and train for athletic activities if you follow your state guidelines for social distancing. Kids want to get out of the house. Youth sports makes kids happy. Schools are physically closed, and coaches want their students to be happy and healthy. If your child hopes to participate in team sports, working out at home and increasing the number of repetitions of daily exercises are the best ways to prepare for the new season.

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